Build Your Dream Home with LPPSA & Koperasi Loan

From loan approval to CCC, we handle everything for you.

LPPSA loans have favorable terms for eligible government employees to buy, build, or renovate property.
 
No deposit required

Full 100% financing through LPPSA

We handle for you

We handle the entire loan application process for you

Flexible packages

Flexible packages tailored to your budget and needs

Provide consultant

House plans and quotations provided

LPPSA Loan

Simple 4-Step Process

Step 1
Eligibility Check

• Send us your payslip
• We will get your estimated loan limit

Step 2
Consultation

• We discuss your ideas based on your loan amount.
• Tailored advice for building or renovation

Step 3
Design & Approval

• We design according to your vision and refine it with you.
• Final plans prepared by professional architect

Step 4
Build & Completion

• Plans submitted to PBT for approval
• We handle everything until CCC is obtained

LPPSA Loan
Key Requirements

For Building Your Own House

  • You must own the land where the house will be built.
  • Must be a confirmed government employee (not under probation)
  • Malaysian aged 18 and above
 

For House Renovation

  • The house must already have prior LPPSA loan approval.
  • Must be a confirmed government employee (not under probation)
  • Malaysian aged 18 and above
 

Why Choose Us

1

Registered contractor with LPPSA

2

Certified by CIDB

3

1 year warranty after project completion

4

End-to-End Service (From Loan to CCC)

Start Building Your Home the Right Way

Plan Early, Build Smart

Early planning gives you better results:

  • Avoid choosing the wrong contractor
  • Maximize your loan usage efficiently
  • Reduce delays and unexpected costs

FREE LPPSA Seminar

Want to understand the process better?

  • Step-by-step LPPSA application guidance
  • Clear, beginner-friendly explanation
  • No hard selling — 100% informative
  • Duration: 30 minutes

Koperasi Loan

Need more financing?

Koperasi Loan is a Shariah-compliant solution regulated under the Cooperative Act 1993, specially designed for civil servants, statutory body staff, and selected GLC employees.

  • Approval in just 2–3 days
  • Financing up to RM200,000
  • Flexible repayment up to 10 years
  • Open to CCRIS, CTOS, AKPK & SAAT records
  • Easy salary deduction via ANGKASA

Contact us today to learn more about increasing your financing with Koperasi Loan.

Build Your Dream Home With Us!

Whether you’re planning a small extension or a full open-concept transformation, we ready to help.